Excerpt from Independent Mortgage Banker's Brochure
How Can I Select the Best Mortgage Program?
You've selected the house with care. Now be just as careful in selecting the mortgage.
That's right select. Home buyers often worry needlessly about qualifying for a mortgage. In most cases, however, they can select the investor and the program (rate, duration, terms) from a number of options.
But most people don't know all the investors or the options. After going to a few investors who offer only two or three options, the home buyer
"settles"—often relieved just to be approved.
With (Company) Mortgage Bankers, the home buyer is in the driver's seat.
Because we fund through more than a dozen investors offering more than 50 mortgage programs, we can tailor the one that best meets your needs.
Excerpt from Brokerage Firm's Brochure on IRAs
Investment Options
The Roth IRA offers:
- Annual nondeductible contributions of up to $2000
- Eligibility to establish a Roth IRA even if you participate in an employer-sponsored retirement plan
- The ability to continue making contributions throughout the accountholder's lifetime—even after age 70 1/2
- The option of not taking withdrawals during the accountholder's lifetime
Perhaps the most important benefit of the Roth IRA is the opportunity for tax-free withdrawals. Once you have funded the account for at least five years, you may be eligible to take "qualified" withdrawals of both contributions and earnings in the following circumstances:
Excerpt from International Mutual Fund Brochure
Thematic Approach to Investing
The Fund takes a thematic approach to investing. It identifies themes, or major trends, in leading markets and considers the likelihood of those trends migrating to other international markets. Among these themes are:
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Focus on Shareholder Value |
The gradual spread to Europe and elsewhere of U.S. management style and its concern for creating shareholder value will result in longer-term opportunities. The Fund will seek out companies following this trend. |
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Demographics |
The aging population in much of the developed world, particularly Japan, leads the Fund to invest in companies within the healthcare and financial services sectors. |
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Technology |
Technology leads to increased productivity in many industries. The Fund will monitor carefully corporate investment in technology. |
Excerpt from Fact Sheet for International Purchase Card Company (through agency)
A New Era of Expense Management
These days, bringing spending under control is first and foremost on the minds of your customers. They're revamping their traditional, centralized purchasing process for day-to-day expenses. The reason for this is clear: processing a purchase order for a box of staples can cost them as much as processing a purchase order for a mainframe computer system. Your customers can no longer afford to devote the same valuable time and money to both types of purchases. They are looking for you to partner with them to help decrease transaction costs.
The agencies and organizations that are looking to the future are prepared to make changes. They're delegating purchasing to a wider range of authorized employees. And by using the (Company and Product Name), they're successfully maintaining control over their spending.
Excerpt from Survey Report
Typical Mutual Funds Investor Profile
Mutual fund holders are mostly white (89 %) and married (72 %), hold a college or graduate degree (59 %) and are between the ages of 35 and 54 (49 %). They have children (37 %) and live in a two-income household whose total income is more than $60,000 (25 %).
Of those investors holding mutual funds, more than 54 % have between $10,000 and $50,000 in liquid assets.
Most of these assets are held directly at a mutual fund company (29 %), a bank (29 %), or a full-service brokerage firm (22
%). These assets are held in the form of mutual funds (57 %), stocks (26 %), money market accounts (14 %), CDs (12 %), and bonds (9 %).
Of the mutual funds held by the investors surveyed, global international funds rank first, held by 25 % of the survey participants. These funds are followed by: money market funds (21 %), equity funds (16 %), fixed income funds (11 %), and balanced funds (11 %).
Excerpt from Capabilites Brochure of Mutual Fund Administrator
Meeting Intense Competition
As opportunities for investment multiply, competition intensifies. Each day seems to bring new fund products, new investment vehicles, new competitors. And with the competition comes increased pressure on fund advisors.
To relieve these pressures, many mutual fund organizations, new and established, have turned to (Company). Our mission is two-fold:
First, we are a full-service mutual fund administrator providing comprehensive services for all administrative fund accounting, transfer agent, and distribution needs....
Excerpt from Financial Service Firm's Web Site
Program for Families of Children with Disabilities
Families of children with disabilities often agonize over three key issues:
1) Is our child receiving the appropriate care and enjoying the highest possible quality of life?
2) How can we be sure he/she will continue to receive this level of care when we die or if we become incapacitated?
3) How can we enhance the care now and in the future while preserving his/her governmental benefits?
While much of the strain of raising children with disabilities is emotional, a major concern is being able to finance their care beyond the basics provided by state and federal benefits. (Company) assists many families with these concerns through planning-based financial services designed for these situations.
Individuals who use a professionally prepared financial strategy have less concern about the future, better saving habits, and better debt-management skills.
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